Five Creative Ways To Finance Your New Business

As an entrepreneur, you're open-minded and probably quite resourceful when it comes to getting what you want. But finding clever ways to finance a business can be challenging and often requires that you hunt down multiple sources. Whether you need the money for office space or software and product development, here are five creative ways to get the capital required to get your new business off the ground. Seek an Angel Investor  [Read More]

Bad Credit Blues: 4 Ways To Raise Your Credit Score

Having bad credit can hinder your ability to get financing for some of the bigger investments in life such as buying a home. In fact, low credit scores can make it tough to rent an apartment, buy a cell phone, or even get a decent rate oninsurance premiums for your home. Luckily, your low credit score isn't set in stone. Here are four effective ways you can go about raising your score once and for all: [Read More]

2 Things To Do Before Applying For A Debt Consolidation Loan

When you are staring at a stack of bills, it is easy to feel overwhelmed and all alone, even though many people are in the exact same boat. In fact, the average American owes $15,607 to credit card companies, and $32,656 in student loans. To help manage your debt, many lenders offer consolidation services, which might lower your interest rate and lump your bills into one manageable payment. However, debt consolidation isn't right for everybody. [Read More]

2 Big Questions You May Have Before Filing For Bankruptcy

If your life took some unexpected twists and turns that left you with heaps of debt, you can make the decision to do something about this. There are several options, but a visit to a bankruptcy trustee might be the best step you ever take. This appointment will give you a chance to ask questions, and you will learn the answers to all of your questions–even the toughest ones. Here are two things you may want to ask about before you decide to file for bankruptcy. [Read More]