2014

Accounting Formulas You Can Use Right At Home--With Examples!

Balancing the budget is more important than ever for Canadians. From tax credits to monthly grocery money, you'll do better and stretch your money further if you pay close attention to your spending. But getting caught up in all of those numbers can be daunting for the average homeowner, so how do you cope? Make use of simple accounting services or formulas, and you'll be ahead of the game in no time.

Give A Gift That Will Help Your Kids Stay Financially Stable - Credit Counselling Services

Most people wait to seek credit counselling services until they are at a point of financial desperation. If you have gone through this, you probably understand how hard life can be when you cannot pay your bills. Instead of letting your kids learn this hard lesson on their own, why not give them credit counselling services before they need it. Not only will this help them learn how to manage their money, but it may help them stay debt-free for the rest of their lives.

4 Ways To Avoid Bankruptcy

When debts are mounting and your financial picture begins to feel hopeless, it might seem like the only option is to declare bankruptcy. Before taking such a drastic step however, it may be wise to consider alternatives. Here are four possible ways to tackle your debts and improve your finances while avoiding bankruptcy: Consumer Proposal One of the best alternatives to bankruptcy is a consumer proposal. Instead of having to pay an insurmountable amount of debt, with a consumer proposal you pay what you can afford while still getting to officially rid yourself of the debts.

In Over Your Head In Debt In Alberta? Consider These Three Bankruptcy Alternatives

Are you struggling in a sea of debt in Alberta, Canada? You're not alone. Economic times are tough, and it is easier than ever to find yourself unable to pay all of your bills. Your first inclination might be to go see a bankruptcy trustee about filing bankruptcy and getting your debts discharged. While this is an excellent solution for many people, and may ultimately be the right one for you, you should know that it is not your only option in most cases.

Five Creative Ways To Finance Your New Business

As an entrepreneur, you're open-minded and probably quite resourceful when it comes to getting what you want. But finding clever ways to finance a business can be challenging and often requires that you hunt down multiple sources. Whether you need the money for office space or software and product development, here are five creative ways to get the capital required to get your new business off the ground. Seek an Angel Investor 

Bad Credit Blues: 4 Ways To Raise Your Credit Score

Having bad credit can hinder your ability to get financing for some of the bigger investments in life such as buying a home. In fact, low credit scores can make it tough to rent an apartment, buy a cell phone, or even get a decent rate oninsurance premiums for your home. Luckily, your low credit score isn't set in stone. Here are four effective ways you can go about raising your score once and for all:

2 Things To Do Before Applying For A Debt Consolidation Loan

When you are staring at a stack of bills, it is easy to feel overwhelmed and all alone, even though many people are in the exact same boat. In fact, the average American owes $15,607 to credit card companies, and $32,656 in student loans. To help manage your debt, many lenders offer consolidation services, which might lower your interest rate and lump your bills into one manageable payment. However, debt consolidation isn't right for everybody.

2 Big Questions You May Have Before Filing For Bankruptcy

If your life took some unexpected twists and turns that left you with heaps of debt, you can make the decision to do something about this. There are several options, but a visit to a bankruptcy trustee might be the best step you ever take. This appointment will give you a chance to ask questions, and you will learn the answers to all of your questions–even the toughest ones. Here are two things you may want to ask about before you decide to file for bankruptcy.